Welcome to Velmora Technologies (“Company”, “we”, “us”, “our”). These Terms & Conditions govern your access to and use of our website, mobile applications, digital platforms, and related services (“Services”). By accessing or using any Service of Velmora Technologies, you agree to be bound by these Terms along with our Privacy Policy and all policies referenced herein.

If you do not agree, please discontinue the use of our Services immediately.

1. Eligibility

• Users must be 18 years or older to access or use any application or service.
• Users must have the legal capacity to enter into binding agreements.
• Users are responsible for ensuring that accessing or using the Services is lawful in their jurisdiction.

2. Use of Our Services

You agree to use our Services only for lawful purposes. You must not:

• Attempt to hack, reverse engineer, or disrupt our systems.
• Use automated tools, bots, or scripts for fraudulent activity.
• Create multiple accounts for misuse, manipulation, or abuse of rewards/services.
• Misuse referral programs, promotional features, or tasks.

3. Account Registration & Responsibilities

• You must create an account using accurate and truthful information.
• You are responsible for the security of your login credentials.
• Any activity conducted under your account will be considered your responsibility.
• If you suspect unauthorized access, notify us immediately.

4. Data Collection & Privacy

Your data is processed according to our Privacy Policy. By using our Services, you consent to data collection, processing, storage, analytics usage, and third-party integrations required for features, security, and service improvement.

5. Rewards, Earnings & Digital Benefits

• Some applications may provide virtual coins, points, or digital rewards for completing tasks or engagement-based activities.
• Virtual rewards have no real-money value until redeemed under applicable rules.
• Rewards are subject to availability, partner policies, fraud checks, and platform rules.
• We reserve the right to modify reward rates, values, eligibility, or redemption options at any time.

6. No Real Money Gaming

Velmora Technologies does NOT operate or promote gambling, betting, wagering, real money games, fantasy sports involving stakes, or casino-style real money games.

7. Intellectual Property Rights

All trademarks, logos, designs, UI/UX, software, graphics, and content belong solely to Velmora Technologies. Unauthorized use is strictly prohibited.

8. KYC & Verification

• Some applications may require verification for authenticity, fraud prevention, or reward validation.
• Failure to complete required KYC may result in denial of features.

9. Third-Party Services & Offerwalls

We are not responsible for third-party content, reward delays, inaccuracies, or any external site asking for money. Users are strongly advised not to pay on external links.

10. Suspension or Termination

Accounts may be suspended or terminated for fraud, violations, misuse of rewards, or long-term inactivity. Rewards in such accounts may be forfeited.

11. Limitation of Liability

Velmora Technologies is not liable for technical failures, data loss, third-party issues, or network problems. Liability shall not exceed the value of services provided in the last 30 days.

12. Indemnity

You agree to indemnify Velmora Technologies against claims arising from misuse of the Services.

13. Refund Policy

Velmora Technologies does not charge users for reward activities. Therefore, no refunds, cancellations, or reversals are applicable for virtual rewards or issued gift cards.

14. Cancellation Policy

• Redemption requests cannot be cancelled once submitted.
• Issued gift cards or codes are final and non-reversible.
• Account deletion cancels pending redemptions.

15. Cookie Policy

We use cookies, SDKs, APIs, and tracking tools to personalize experience, analyze usage, and improve services. Continued usage implies consent.

16. Disclaimer

Our apps provide entertainment and engagement only. No financial or investment advice is offered. Third-party services operate independently.

17. Force Majeure

We are not responsible for disruptions caused by events beyond our control.

18. Governing Law & Dispute Resolution

These Terms are governed by Indian law. Disputes shall be resolved through arbitration under the Arbitration & Conciliation Act, 1996 (Venue: Indore, MP).

19. Modifications to Terms

We may update these Terms at any time. Continued usage implies acceptance of revised Terms.